OpenAI’s new personal finance features may feel similar to budgeting apps, but experts say AI conversations can create different privacy concerns.

Linking your checking and savings accounts can simplify money management. For example, it can make it easier to transfer funds between accounts in an emergency or set up regular deposits to grow your ...

Most well-known budgeting apps use strong security like bank-level encryption to protect user data. Budgeting apps typically have "read-only" access, meaning they can view transactions but cannot move ...

Some ChatGPT users can now opt to connect financial accounts through Plaid to receive budgeting and spending insights. Privacy experts say consumers should avoid ...